GENERAL DISCLOSURE
Full Service Financial is not a lender, loan originator, broker-dealer, or credit decision-maker. We do not make credit decisions, approve or deny loans, or set loan terms. Our role is to educate consumers and, when appropriate, refer them to third-party loan providers.
Any loan products, interest rates, fees, terms, or approval decisions are determined solely by the third-party lender or financial institution.
Referral & Compensation Disclosure
Full Service Financial may receive compensation from third-party loan companies, lenders, or financial service providers when clients are referred via phone transfer, electronic referral, or other means. This compensation may be based on successful referrals, calls, or other performance-based arrangements.
Compensation received does not affect a client’s loan approval, interest rate, or loan terms, which are determined exclusively by the third-party provider.
Prequalification Disclosure
In some cases, Full Service Financial may collect preliminary information to help determine whether a client may be eligible to speak with a lender. Any prequalification is not a loan approval, not a guarantee of credit, and does not obligate the client to accept any loan offer.
Final approval and loan terms are determined solely by the lender after full application and underwriting.
No Guarantee of Results
We do not guarantee that any client will qualify for a loan, receive specific loan terms, or obtain credit. Individual results vary based on creditworthiness, income, lender criteria, and other factors.
Third-Party Responsibility
Once a client is transferred or referred to a third-party lender, Full Service Financial is not responsible for the lender’s services, actions, decisions, or policies. Clients are encouraged to carefully review all agreements, disclosures, and terms provided by the lender before proceeding.
Not Financial or Legal Advice
Information provided by Full Service Financial is for general informational purposes only and should not be considered financial, legal, or tax advice. Clients should consult qualified professionals before making financial decisions.
PRIVACY POLICY
Information We Collect
We may collect personal information including, but not limited to:
- Name
- Phone number
- Email address
- Income range
- Credit-related information (as voluntarily provided)
- Other information necessary to determine referral eligibility
Information may be collected via our website, phone calls, forms, or other communication methods.
How We Use Your Information
We use collected information to:
- Evaluate whether a client may be eligible for referral
- Facilitate phone transfers or referrals to third-party lenders
- Communicate with clients regarding services
- Improve our services and customer experience
- Comply with legal and regulatory requirements
Information Sharing
We may share client information with trusted third-party loan companies or financial service providers only for the purpose of providing requested services or referrals.
We do not sell personal information to unaffiliated third parties for marketing purposes.
Data Security
We take reasonable administrative, technical, and physical measures to protect personal information from unauthorized access, misuse, or disclosure. However, no method of transmission or storage is 100% secure.
Cookies & Tracking
Our website may use cookies or similar technologies to improve functionality and analyze website usage. Users may disable cookies through their browser settings.
Your Rights
Depending on your jurisdiction, you may have the right to:
- Request access to your personal information
- Request correction or deletion of your information
- Opt out of certain communications
Requests may be submitted through our contact information listed on the website.
Third-Party Websites
Our website may contain links or transfers to third-party websites. We are not responsible for the privacy practices or content of those third parties. Users should review their privacy policies independently.
Policy Updates
We may update this Privacy Policy at any time. Updates will be posted on this page with an updated effective date.
TERMS & CONDITIONS
TCPA & Communications Consent
By submitting your information or calling our number, you consent to receive communications from Full Service Financial and its referral partners, including phone calls, text messages, and emails, which may be sent using automated technology. Consent is not a condition of purchase. Message and data rates may apply.
Affiliate Disclaimer
Full Service Financial may maintain affiliate or referral relationships with certain financial service providers. Such relationships may result in compensation for referrals.
Licensing Disclosure
Full Service Financial does not provide lending services and does not require lender licensing for referral or educational services. Any licensed activity is performed by third-party lenders.